Prepaid Card Issuing
Depending on your target audience, language, culture, country or region-specific regulatory requirements, as well as technology infrastructure considerations, you have many choices to make as you design your card program issuing process. Wave Crest supports you with expert advice from an experienced payments design and implementation team, as well as proven applications, trusted partners, and creative development engineers.
Wave Crest offers you a selection of new account opening application interfaces, as well as card form factors specific to each new account acquisition channel. We have standard offerings that can be deployed in currency-specific or language-specific versions, and can also be extended or modified to fit your special program needs. In addition, Wave Crest develops highly differentiated and proprietary applications for clients when that is needed.
Application channels and interfaces
Wave Crest's proven application channels and interfaces for B2B and B2C opportunities include:
- » Commercial agent applications
- » Batch or bulk uploads from your data centers
- » Web service calls from your websites
- » Customer service agent applications
- » Consumer websites
- » Smart phone applications
- » Point of sale merchant interfaces
Point of Sale Solutions and Hybrid Cards
Using Wave Crest technology, we have developed new point of sale merchant interfaces to enable proprietary transaction acquiring systems to accept cash-loads as well as issue and support redemption of specially designed hybrid cards. These hybrid cards combine open network card transactions with closed loop and/or loyalty card transactions. The solution handles new card account registration, value loading, and payment transactions that deliver more for the client and the customer.
Back office account opening solutions
Behind these interfaces, Wave Crest account opening solutions provide customized data processing:
- » Data elements from diverse international sources including country-specific address conventions
- » Data input analysis including linkages into customer-internal and external, commercial
databases - » Account opening decisions including Know-Your-Customer, risk and fraud assessment,
government requirements, client-specific scoring requirements
Wave Crest can also provide or train Back Office personnel for application out-sorts and applicant call-back as needed for your program profile.